Even the most competent and careful drivers can be involved in an accident whether
they are at fault or not. Unfortunately, with the vast amount of cars on the road
and the contrasting manner of peoples driving, accidents are inevitable. For new
drivers the statistics aren’t too pretty, the statistics indicate that a lack of
driving experience results in a much higher chance of being involved in an accident.
Lets have a quick look at some eye opening stats about young drivers;
• Young male drivers are 7 times more likely to crash than the whole population
of male drivers
• 1 in 5 new drivers will have some kind of accident within the first 6 months after
• Drivers under the age of 25 have the highest failure rate for roadside breathtests
There are a number of underlying reasons for younger drivers being involved in more
accidents on the road, however the standout factor is inexperience. Younger drivers
are less able to spot hazards early enough to react, and are more likely to drive
erratically for reasons such as over confidence or competitiveness. On this page,
Fineline Driving Academy has a guide on how to deal with an accident in the correct
manner as well as go over a few interesting issues regarding road traffic collisions.
So you’ve had an accident, what should you do?
As we have already touched upon, accidents are just one of life’s many chapters
that we could do without but unfortunately everybody makes mistakes. If you have
an accident, the aftermath shouldn’t have to be a deliberating process and following
these easy steps will ensure the issue is resolved as soon as possible with the
least hassle possible.
• You need to stop if you are involved in an accident no matter how minor you may
think it is. It is an offence if you fail to stop at the scene of an accident under
the road traffic act so ensure you bring your vehicle to a stop in a safe and convenient
place as soon as you can, stick you hazard lights on to alert passing motorists
and switch off your engine. Use your warning triangle if you have one.
• If someone in your vehicle or any other vehicle seems to be hurt, call the police
(999), immediately. Additionally you should call the police if you feel vulnerable
or cannot handle the situation, and if any vehicles are obstructing other traffic
as a result of the accident.
• You should take the names and addresses of anyone involved in the accident, and
you must provide your details to the other parties as well. Also, obtain contact
details and insurance company details from the other parties, do not accept any
blame and report the accident to your insurance company within 24 hours.
• Take pictures of your vehicle and the other parties vehicle straight away making
sure that license plates are visible in the shots, this will ensure that no funny
business occurs when insurance claims are processed.
• You should also make note of additional information at the scene of an accident,
1) The date/time/weather conditions
2) Registration plate/make/model of any vehicles involved
3) A rough sketch of the accident showing vehicles positions
4) Names of any witnesses or police officers attending the scene
5) A list of damage to vehicles or injuries to people involved
6) Again, do not forget those photos of the vehicles involved in the accident. In
these times of record insurance fraud and exaggerated accident claims, photos of
the accident scene including the vehicles can be priceless when dealing with your
You should remain calm at all times as it can be a daunting experience to deal with
an accident, especially if were driving alone when it happened . Feel free to call
a member of your family or a friend to assist you, or even the police if you really
feel overwhelmed. Always have your breakdown assistance providers details at hand
while on the road as you may need them to recover you if your car isn’t driveable
after an accident, if you don’t have breakdown cover you can visit <<>>>>>>>
breakdown cover for the best offers on breakdown assistance providers.
Reporting an accident to your insurance company
Most insurance companies have a limit for the amount of time after an accident for
it to be reported, which is why Fineline Driving Academy recommends reporting an
accident straight away to your insurance company. Ensure you have all of the details
you recorded at the scene of the accident to hand as the insurance company will
require this information, they will want to know how the accident happened so you
should provide honest and accurate information to show what happened. You should
tell your insurance company you have photos of the other vehicle as well as sketches,
(as our guide persuades you to take after an accident), and be prepared to send
this information to them via post or electronically.
Depending on your level of insurance, you may be entitled to a courtesy car if your
vehicle is off the road as well as free legal representation. After an accident,
the insurance company of the other vehicle and your insurance company will contact
each other to determine who was, if anyone, at fault for the accident. If the other
driver was fully at fault, you can expect their respective insurance company to
pay for damages on your behalf.
After a car accident
If your vehicle is driveable after having a car accident, whether you are at fault
or not, it is normal to feel slightly vulnerable and shaken up and therefore it
wouldn’t be a good idea to continue driving to your intended destination. The most
responsible thing to do after all of the formalities of the accident are completed
is to take a considerable break and ensure you are calm and collected before you
continue your journey.
If your vehicle is in a hazardous place, drive a short distance to the nearest possible
convenient parking place to take a break. The shock of having a car accident may
remain for a number of days, or even weeks, after the accident but you shouldn’t
be too worried as this is perfectly normal. It may also take a while for you to
regain your confidence on the road but it will return with time, remember that mistakes
can be a positive thing as long as you learn from them!
Finelines guide to dealing with a car accident
As always, Fineline Driving Academy has compiled a swift but informative step by
step guide for dealing with a car accident. Its worth keeping this guide handy in
case you are involved in a road traffic collision to ensure you complete each necessary
action after the accident and don’t find yourself a pickle afterwards!
1) Immediately after the accident, stop the vehicle unless you are in a dangerous
position in which case you should move your car to a suitable place. Remain calm
and do not accept the blame for anything.
2) If you or anybody involved in the collision is injured, call the police (999).
You should also call the police if you feel threatened in any way or are unable
to deal with the situation.
3) You must provide the other driver(s) with your details, these include:
• Your name
• Your address
• Insurance details
• Contact information
• Collect the same information from the other driver(s)
4) You need to take some other important evidence from the scene, these include;
• The make/model/registration number of all vehicles involved
• A rough sketch of the accident and how it occurred
• The time and date of the collision include road names
• A comprehensive set of pictures of every vehicle involved in the collision, try
to include the license plates and the drivers of the vehicles if possible
• Note down the weather conditions and any out of the ordinary circumstances
• A list of damages
5) Take a break and ensure you are OK to safely continue your journey, report the
accident to your insurance company immediately and have all of the information you
gathered at hand.